CCEH’s Strategy for Ending Chronic Homelessness in Concord

Updated January 2024

CCEH’s Strategy

At the bottom of this page is a brief overview of homelessness and evidence-based solutions.

Recognizing that we must focus our efforts, CCEH has the following immediate priorities:

1. Get person-specific data and collaborate on person-specific solutions

CCEH estimates there are 300 chronically homeless individuals in Concord, NH, living in shelters, cars, and encampments based on a “by-name” list of each person experiencing chronic homelessness in Concord, including their current situation and housing barriers. CCEH collaborates with our local service providers to refine and maintain this list, and begin problem-solving to find a housing solution for each person, starting with the longest-term and most vulnerable on the list.

2. Create new affordable housing and Permanent Supportive Housing

It is no secret that Concord needs more – and less costly – rental housing. The vacancy rate in Concord, and most of New Hampshire, is extremely low (less than 0.7%). CCEH intends to promote, and actively pursue, the creation of more affordable housing in Concord as well as the inclusion of more Permanent Supportive Housing units within existing rental properties and new housing developments.

Rental housing is generally considered “affordable” when the household is paying no more than 30% of their gross income on rent and utilities. CCEH is focused on rental housing that is affordable to households that earn less than 60% of the area median income, which corresponds with New Hampshire’s Workforce Housing Law. (For a single person living in Merrimack County, this translates to approximately $62,640 in gross income, and $1,570 in total rent and utilities costs per month. Chronically homeless individuals often rely on disability payments as their only source of income, which is only approximately $850 per month, so additional rental assistance is required to make even an “affordable” apartment viable.)

Housing development could take many forms:
  • Larger, mixed-income developments containing market rate housing, affordable housing, and Permanent Supportive Housing. (For example, a 30-unit apartment complex with 10 units of Permanent Supportive Housing set aside for people exiting homelessness)
  • Small-scale Permanent Supportive Housing, where all of the tenants in a four – to ten-unit apartment building have exited homelessness and are receiving on-going supportive services.
  • “Accessory dwelling units” for rent on private property, which would reduce the pressure on the rental market and combat the extremely low vacancy rate in Concord.
  • Cottage-sized homes built as “pocket communities” on fill-in lots.
The obstacles to creating new affordable and Permanent Supportive Housing:
  • Locating and securing suitable building sites.
  • High construction costs
  • Securing and developing subsidies to make the units affordable is a highly competitive process.
  • Securing rental assistance to make units affordable to extremely low-income tenants (i.e., people coming from homelessness who may only have disability income) is also a highly competitive process.
  • The long development period: it can take two to four years to secure property, financing, and subsidies even for a small project.
  • Community misinformation and lack of understanding around affordable housing and Permanent Supportive Housing leading to a “not-in-my-backyard” mentality.
  • Outdated zoning policies that do not account for the current housing need or the modern desires of the community.

Given these obstacles, even if one large apartment complex with ten units set aside as Permanent Supportive Housing were built every three years, plus one smaller four-unit project containing all Permanent Supportive Housing units were built every two years, it could take 20 years to end chronic homelessness in Concord. This would be a tragedy for our community, and a squandering of human life.

The Next Steps

CCEH is looking for properties that can be developed into Permanent Supportive Housing. We are reaching out to the City, the State, and the faith community to identify suitable property for any of the types of development described above.

We know that we cannot reach this goal alone. CCEH is actively seeking partners to develop the affordable housing this community needs. Working together to attack the housing crisis and create Permanent Supportive Housing solutions, we can make homelessness in our community a rare, brief, and one-time event.

Overview of Homelessness

Homelessness is a complex issue, and the causes for homelessness are intertwined with the consequences. Being homeless impacts your physical and mental health, your ability to complete school or maintain a job. Because a stable home is the foundation for a healthy, stable life, homelessness is actually a public health issue, one that was exacerbated by the COVID-19 pandemic.

For the majority of people who ever experience homelessness, it is a one-time event in their life, often brought on by inadequate income and high housing costs, coupled with a crisis such as the loss of a job or a medical issue. For a smaller percentage, about 20 to 40% of all homeless people, suffer from “chronic homelessness,” meaning they have experienced homelessness for at least a year while also struggling with a disabling condition such as a serious mental illness, substance use disorder, or a physical disability.

People experiencing chronic homelessness typically use the lion’s share of the resources that a community devotes to this issue. By ending chronic homelessness, the entire homeless services system is better able to respond effectively to short-term, episodic homelessness. Ending chronic homelessness is not only a compassionate strategy, it also makes good financial sense, because people struggling with long-term homelessness typically use a disproportionate amount of costly public services such as police, ambulance, emergency rooms, and jails.

Overview of Solutions